Anderson Mori & Tomotsune advises various international and Japan-based participants of the Japanese insurance market, including insurance companies, insurance agencies and insurance brokers, with respect to their Japanese legal issues. AMT is expert in all aspects of the Insurance Business Act and other insurance-related laws and ordinances, as well as other applicable laws in Japan including the Financial Instruments and Exchange Act, the Antimonopoly Act, the Act against Unjustifiable Premiums and Misleading Representations, the Personal Information Protection Act and the Act on Prevention of Transfer of Criminal Proceeds, and routinely draws on that knowledge and on our collective experience to help our clients overcome those issues. With the insight and perspective gained through AMT secondments to the Financial Services Agency of Japan and other financial regulatory authorities, AMT is able to provide practical advice to our clients, particularly with respect to areas such as the procurement of various licenses and approvals required for insurance business, developing insurance products, amendment of basic documents such as policy conditions, drafting and revising internal regulations, enhancement of compliance systems, enhancement of insurance solicitation management systems, handling of complaints, responding to misconduct and responding to inspections by the relevant financial regulatory authorities. In addition, AMT advises insurance companies on their transactions such as reinsurance transactions, asset management and investment (including real estate investment, minority investment, asset finance, structured finance and risk financing transactions such as derivatives transactions), taking into consideration compliance and risk management issues. AMT also advises on the solicitation of funds (kikin) by Japanese mutual insurance companies and the issuance of shares by Japanese joint-stock insurance companies (kabushiki kaisha) in addition to other means of capital raising. AMT is a one-stop legal services provider, covering matters relating to insurance business that extends to other practice areas including M&A and other organizational restructurings, formation of business alliances, bankruptcy, insolvency, taxation, and litigation and dispute resolution, with the support of specialized lawyers in the relevant practice areas of our firm. In recent years, AMT has advised on a multitude of projects to establish and advance Japanese insurance companies' business presence overseas including, among others, the acquisition of shares of insurance companies, establishment of joint-venture companies and formation of business alliances in the Asian market such as China and India, and other parts of the world.